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Independent Consultants-Have You Considered an Umbrella Company? Many independent consultants and independent contractors grow their business completely unaware of how an umbrella company can work for them. Freelancers and other self-employed individuals utilize their own talents to find clients and manage the various details of their business. By expanding their client base through hard work, word of mouth, and networking, steady income is of course attainable. Options to Find Health Insurance for Freelancers One of the most difficult aspects of being a freelancer is finding health insurance. Those who are newly self-employed may never have purchased their own health insurance before, and some are taken by surprise by the high cost of keeping a family insured.

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